Meet Curler Accounting & Tax Services, LLC

Curler Accounting is a local and virtual CPA firm that helps Wisconsin small businesses get clear, accurate, and compliant financial support without the stress. Led by Matt Curler, CPA, our firm serves clients in Washington County, Mequon, and communities north of Milwaukee, as well as business owners across the state who prefer to work online.

Matt brings more than 20 years of experience in tax, finance, and treasury management. He began his career at KPMG and later worked at Harley-Davidson, where he developed deep expertise in tax strategy and compliance. A veteran of the Wisconsin Army National Guard, Matt served 18 years as a Military Police Officer, including two deployments to Iraq. He then served six years with the Milwaukee Police Department. That background shapes how Curler Accounting operates today. We value discipline, integrity, and attention to detail in everything we do.

Curler Accounting provides a full range of services for individuals and small businesses, including tax preparation and planning, bookkeeping, payroll solutions, cash flow optimization, business tax and compliance support, IRS representation, and entity formation guidance. We offer the flexibility of virtual services with the accountability of a local CPA who understands Wisconsin taxes and business regulations.

What a Virtual CPA Is and How It Works

A virtual CPA uses secure online tools to deliver accounting, tax, and advisory services without requiring in-person meetings or paper files. For many Wisconsin small businesses, working with a virtual CPA saves time, reduces costs, and provides ongoing access to a trusted advisor. You still get dedicated, one-on-one support. You simply connect through video calls, secure portals, and cloud accounting software instead of office visits.

At Curler Accounting, we focus on outcomes, not just tasks. We use modern systems that keep your financial records accurate and up to date. We store your documents inside an encrypted portal, and we use e-signatures for authorizations and filings. You get regular check-ins, proactive reminders, and timely answers to your questions so you are never left guessing.

Why Wisconsin Small Businesses Choose a Virtual CPA

• Convenience. No more travel time or paper shuffling. Everything is handled through secure online tools.
• Cost efficiency. Streamlined workflows reduce overhead and help keep costs predictable.
• Year-round access. Get help when you need it, not just during tax season.
• Local insight. Work with a virtual CPA who knows Wisconsin tax rules and filing requirements.
• Scalability. As your business grows, your service package can grow with you.

What We Handle Remotely at Curler Accounting

Tax Preparation and Planning

Curler Accounting prepares and files federal and Wisconsin tax returns for individuals and small businesses. We manage S corporation, partnership, and single-member LLC filings, along with personal returns. As your virtual CPA, we set up estimated tax schedules, make sure extensions are filed when needed, coordinate K-1s, and e-file returns with your approval. Our planning approach aims to lower your tax burden legally while keeping you compliant.

• Year-round tax planning tied to your cash flow
• Entity-specific strategies for S corporations, partnerships, and LLCs
• Multi-state filing guidance when your business operates in more than one state
• E-filed returns and secure delivery of tax documents

Bookkeeping and Financial Reporting

Accurate books are the foundation of every smart decision. We set up and maintain your cloud-based accounting system, reconcile accounts monthly, and prepare clean financial statements you can trust. As a virtual CPA, we do not need to step into your office to keep your numbers organized and current.

• Monthly reconciliations for bank and credit card accounts
• Clean-up and catch-up for backlogged books
• Customized chart of accounts to match your industry
• Monthly financial statements and KPI snapshots

Payroll Solutions

Payroll needs to be accurate, timely, and compliant. Curler Accounting manages payroll processing through reputable platforms, handles payroll tax filings, and sets up automations to reduce errors. You get a simple process with a clear calendar for pay runs, filings, and year-end forms.

• Payroll setup and ongoing processing
• Quarterly payroll tax filings and annual W-2 and 1099 preparation
• Employee onboarding workflows and direct deposit
• Support for contractors and multiple pay schedules

Cash Flow Optimization

Healthy cash flow powers everyday operations and future growth. As your virtual CPA, we review your receivables, payables, and spending patterns, then propose improvements that shorten the cash cycle. Our practical recommendations help you plan purchases, schedule owner draws, and maintain a smart reserve.

• Rolling 13-week cash flow forecasts
• Invoice timing and collections support
• Expense reviews and vendor analysis
• Debt strategy, including lines of credit and equipment financing guidance

Business Tax and Compliance

Wisconsin businesses face a web of filings and deadlines. We make compliance easier by tracking due dates, filing required forms, and aligning your structure with your goals. Curler Accounting provides guidance for LLCs, S corporations, and partnerships, including sales and use tax, franchise filings, and annual reports.

• Sales and use tax registration and filings
• Business license and annual report reminders
• Year-end close and 1099 filing support
• Checklist-driven compliance to avoid penalties

IRS Representation

If you are facing a notice or audit, Curler Accounting can represent you and communicate with tax authorities on your behalf. As your virtual CPA, we gather documents through our secure portal, respond to letters, and work to resolve issues quickly.

• Notice response and penalty abatement requests
• Payment plan setup and reasonable cause narratives
• Audit support and document organization

Entity Formation and Advisory

Choosing the right entity and tax treatment can reduce taxes and protect your business. We evaluate whether an LLC, S corporation, or partnership structure fits your goals and help set up accounting and payroll to match. We also provide ongoing advisory to support pricing, budgeting, and expansion plans.

• Entity selection analysis and S corporation election guidance
• Registration and coordination with your attorney as needed
• Startup checklists and first-year tax planning

Software Stack and Secure Processes

Working virtually should feel simple and safe. Curler Accounting uses trusted tools to deliver a smooth experience.

• Cloud accounting systems with bank-feed connections
• Secure document portal with two-factor authentication
• E-signature for engagement letters and tax filings
• Video meetings and screen-sharing for clarity
• Standardized workflows to keep you on track

What We Do Not Do Remotely

Clarity matters. As a virtual CPA for Wisconsin small businesses, we want you to know exactly what is included and what is not. Here are items we do not perform remotely. When relevant, we can refer you to trusted partners or discuss hybrid options.

• On-site inventory counts or warehouse audits
• Physical cash handling or check signing
• In-person document pickup or delivery by default
• On-site attest services or fieldwork that requires a physical presence
• Legal services or investment advice
• HR legal compliance beyond payroll taxes and filings
• IT system administration or point-of-sale setup
• Notary services
• Paper-based bookkeeping performed at your location

We can meet in person by appointment in the Mequon and Washington County area when a face-to-face discussion adds value. Most clients, however, find our virtual processes faster, safer, and more convenient.

How Our Remote Relationship Works Step by Step

1. Free consultation. We discuss your business, current systems, and goals, and confirm whether a virtual CPA relationship matches your needs.
2. Assessment and proposal. We review your books and filings, identify gaps, and provide a clear scope of work with options.
3. Onboarding and setup. We connect your bank feeds, organize your chart of accounts, schedule payroll, and move documents to the secure portal.
4. Monthly cadence. You receive reconciliations, financial statements, and practical recommendations. We handle payroll and compliance filings on schedule.
5. Quarterly planning. We review profits, cash flow, and tax projections, then make adjustments to withholdings or estimated payments.
6. Year-end and tax filing. We close the books, prepare returns, and e-file once you approve. You receive a year-end recap that highlights trends and opportunities.
7. Ongoing advisory. As your virtual CPA, we remain available to answer questions, evaluate purchases, and plan for growth.

Security, Compliance, and Data Privacy

Protecting your information is a top priority at Curler Accounting. We use reputable platforms that encrypt data in transit and at rest. Access to your files is limited to the professionals who work on your account, and we require e-signatures for authorizations. Our processes follow best practices for document retention and backup. We also use written engagement letters that define scope, deadlines, and responsibilities so you always know what to expect.

Industries We Serve Across Wisconsin

Curler Accounting supports a wide range of Wisconsin small businesses. Our virtual CPA approach fits industries that value timely reporting, predictable cash flow, and straightforward processes.

• Professional services such as consultants, designers, and agencies
• Construction trades and home services, including contractors and electricians
• Retail and ecommerce businesses with online and in-store sales
• Restaurants, cafes, and food trucks
• Healthcare practices such as clinics and therapists
• Real estate investors and property managers
• Light manufacturers and distributors

If your industry is not listed, ask us. Our core systems work for many business models, and we tailor reporting to the way you operate.

Pricing Philosophy

We believe in clear pricing and no surprises. Curler Accounting offers flat-rate monthly packages and custom proposals based on the services you need. Your package may include bookkeeping, payroll, tax planning, and annual tax returns. As your business grows, we can add cash flow forecasting, advanced reporting, or additional entities. We review your scope annually to confirm it still fits your goals and budget.

Why Clients Choose Curler Accounting

• Personalized service. Every client receives hands-on attention and responsive communication.
• Military precision and integrity. Matt’s background means we value ethics, discipline, and reliability.
• Small business focus. Practical strategies you can apply immediately.
• Community commitment. Active involvement in the Rotary Club and volunteer work with the VA Hospital.
• Local and virtual services. Support for Mequon and Washington County businesses, plus statewide online service.

Clients often say they feel relieved after seeing their numbers organized and their deadlines under control. Curler Accounting makes financial management simple, stress-free, and results-driven.

Frequently Asked Questions About Working With a Virtual CPA

Can a virtual CPA file my Wisconsin and federal taxes?

Yes. Curler Accounting prepares and e-files federal and Wisconsin returns for individuals and small businesses. We also help with local requirements when applicable and coordinate multi-state filings when your operations cross state lines.

Do you serve clients outside Wisconsin?

Our focus is Wisconsin small businesses. If you have operations in other states, we can advise on filing requirements and handle many multi-state returns. We evaluate each situation to confirm we are the right fit.

How do we exchange documents and sign forms?

We use an encrypted client portal for document sharing and storage. You will receive email notifications when there is something to review or sign. We use e-signature for engagement letters and tax filings.

What if I prefer in-person meetings?

We are happy to meet by appointment in the Mequon and Washington County area for key milestones. Most clients find that video calls and our portal are faster and easier for day-to-day work.

Which software do you support?

We work with leading cloud accounting, payroll, and document systems that integrate well with banks and payment platforms. If you already use a specific system, we will review compatibility and recommend a path that keeps workflow simple.

What results can I expect from working with a virtual CPA?

You can expect cleaner books, timely filings, fewer penalties, and a clearer view of your cash flow and taxes. Our goal is to help you make confident decisions with current, reliable numbers.

Real-World Benefits of a Virtual CPA for Wisconsin Businesses

Small businesses in Wisconsin often face seasonal sales, supply chain shifts, and tight labor markets. A virtual CPA can help you adjust quickly with real-time reporting and proactive tax planning. Curler Accounting sets up systems that show you where money is coming from, where it is going, and how to improve margins. With better visibility, you can plan inventory, schedule staff, and budget for equipment with fewer surprises.

When tax time arrives, you are ready. Your records are organized, your estimated payments are accurate, and your deductions are documented. You avoid the last-minute scramble and focus on running your business.

Get Started With Curler Accounting

If you want the convenience of a virtual CPA with the accountability of a local Wisconsin firm, Curler Accounting is ready to help. Whether you are in Mequon, Washington County, or anywhere in the state, we can manage your books, payroll, and taxes remotely while delivering personalized guidance. Book a free consult today to see exactly what we handle remotely and what we do not. We will give you a clear plan, a practical schedule, and a path to confident financial management.

Curler Accounting is here to simplify your accounting, support your growth, and protect your peace of mind. Reach out to Curler Accounting & Tax Services, LLC, and let us show you how a trusted virtual CPA can make the numbers easy.